Introduction
In 2025, most people don’t want to waste time visiting a bank branch.
That’s why digital savings accounts are becoming super popular in India.
Axis Bank is one of the top private banks in India, and now they’ve made it easier than ever to open a zero balance savings account—with cashback, rewards, and no paperwork.
If you’re planning to open a new savings account online, the Axis Bank Digital Savings Account could be a great choice.
Axis Bank Digital Savings Account Benefits
Here’s why Axis Bank’s Digital Savings Account is trending right now:
- Open Online in Just 7 Minutes – No branch visits, no paperwork
- Open an AMAZE Zero Balance Account—no minimum balance required to keep your account active.
- ₹5000 Initial Deposit Option – For the ASAP account, fund ₹5000 and get additional cashback offers
- ₹500 Amazon Voucher + Flat 10% Cashback – Offers available on select transactions like Flipkart shopping
- Get access to ₹11,000 worth of exclusive rewards when you choose the AMAZE debit card.
- 1% Cashback on Spends via Axis Go App
- 250+ Banking Services – Everything online through Axis Bank’s digital banking platform
Different Axis Bank Savings Account Options You Can Open Online
Axis Bank offers multiple online account options in 2025:
1. Axis Bank ASAP Digital Savings Account
- Open with PAN + Aadhaar + VKYC
- Flat 10% cashback on select platforms
- No paperwork needed
- Minimum ₹5000 funding to activate cashback offers
2. Axis Bank AMAZE Savings Account
- Zero Balance Feature – Keep your account active with no minimum deposit needed
- Earn benefits and vouchers worth ₹11,000 with the Axis debit card.
- Easy online account opening process
- Ideal for students, salaried individuals, and freelancers
Step-by-Step Process to Open Your Axis Bank Digital Savings Account Online
The process is fast and simple:
Step 1: Visit the Axis Bank website
Step 2: Choose between the Digital Savings Account or the AMAZE Zero Balance Account.
Step 3: Fill in your PAN, Aadhaar, mobile number, and email address to proceed.
Step 4: Finish your Video KYC process to get your account fully activated.
Step 5: Your account will be activated within minutes and the debit card will be sent to your address
Axis Bank Savings Account Eligibility
- Age: 18 years and above
- Resident: Indian Citizen
- Documents: PAN card and Aadhaar card
- For Cashback Offers: Initial deposit of ₹5000 (for Axis ASAP)
Documents Required
Keep these ready before applying:
- PAN Card
- Aadhaar Card (linked to mobile number)
- Mobile Number and Email ID
- Recent Photograph (for VKYC)
FAQs – Axis Bank Digital Savings Account
Is it true that the AMAZE Savings Account requires zero balance to maintain?
Yes, the AMAZE Savings Account lets you bank freely with zero balance—no deposit required to keep the account active.
What is the cashback offer for Axis ASAP account?
Axis ASAP account offers Flat 10% cashback on Flipkart and other select platforms when you fund ₹5000 at account opening.
Can I open an Axis Bank account completely online?
Yes! Thanks to Axis Bank’s new digital system, you can set up your savings account completely online in just 7 minutes using your PAN, Aadhaar, and a quick Video KYC.
What is VKYC in Axis Bank?
VKYC means Video KYC – A face-to-face video call verification process done online. It replaces branch visits.
What do I need to do to claim the ₹11,000 in debit card offers and rewards?
When you open the AMAZE Savings Account, you’ll get exclusive offers like free movie tickets, cashback on spends, and shopping vouchers worth ₹11,000.
Final Thoughts
Axis Bank is making it super easy to open a digital savings account in India.
Whether you choose the ASAP account for cashback or the AMAZE zero balance account for rewards, everything happens online—no branch visits needed.
In 2025, this is one of the best ways to manage your money smartly.