In today’s fast-paced lifestyle, a credit card is no longer just a tool for making payments. It has become a gateway to rewards, travel comfort, dining experiences, and overall convenience. IndusInd Bank credit cards are designed to cater to different spending habits, offering a mix of lifetime-free options, high rewards, premium lifestyle benefits, and travel privileges.
If you are planning to apply for an IndusInd Bank credit card, here’s a complete breakdown of the top options and which one may suit you best.
Platinum RuPay Credit Card – Ideal Choice for UPI Users
The Platinum RuPay Credit Card is a simple yet effective option for those who use UPI for daily transactions. It offers:
- Get 2 reward points on every ₹100 spent using UPI payments.
- 1 reward point on non-UPI transactions
- 1% fuel surcharge waiver across fuel stations
This card is ideal for budget-conscious users who want value on everyday purchases without paying heavy annual fees.
EazyDiner Credit Card – Perfect for Food Lovers
Dining out frequently? The IndusInd EazyDiner Credit Card is designed specifically for food enthusiasts. Its highlights include:
- Complimentary 12-month EazyDiner Prime membership worth ₹2,495
- 25–50% discounts at partner restaurants across India
- 2,000 welcome EazyPoints on joining
- Accelerated reward points on dining and entertainment spends
If you are someone who loves exploring new restaurants, this card ensures that every meal becomes rewarding.
Legend Credit Card – Ideal for Weekend Spenders
The IndusInd Legend Credit Card is designed as a lifestyle card, offering exclusive benefits for both travel and entertainment. Some of its key features are:
- Earn 1 point per ₹100 spent during weekdays, and 2 points per ₹100 spent on weekends for double benefits.
- Exclusive BookMyShow offers on movie tickets
- Discounted forex markup of 1.8% on international transactions
- Complimentary travel insurance and concierge services
- Lifetime free option available
This card is great for those who love weekend getaways, movies, and regular travel.
Platinum Aura Edge – Flexible Rewards
The Platinum Aura Edge Credit Card stands out for its flexibility, allowing users to pick categories like travel, shopping, or dining and earn up to 4 points for every ₹100 spent.
Other benefits include:
- Contactless payments
- Comprehensive insurance coverage
- 1% fuel surcharge waiver
It is perfect for people who want to customize rewards based on their lifestyle.
Tiger Credit Card – Premium Lifestyle with Zero Annual Fee
The IndusInd Tiger Credit Card is a unique lifetime-free premium card that combines luxury with affordability. Benefits include:
- Priority Pass lounge access – 2 domestic visits per quarter and 2 international visits annually
- Complimentary golf lessons and games
- Free movie tickets every 6 months
- Strong insurance and concierge support
- 1% fuel surcharge waiver
If you want luxury benefits without paying a hefty annual fee, this is one of the best options available.
Premium Travel Options – Avios, Pinnacle & Nexxt
For high spenders and frequent travelers, IndusInd offers exclusive premium cards such as:
- Avios Visa Infinite – Earn up to 5× Avios points on international spends, bonus points, and global lounge access
- Pinnacle Credit Card – 2.5 reward points per ₹100, complimentary golf privileges, and movie ticket benefits worth up to ₹7,200 annually
- Nexxt Credit Card – Innovative EMI + reward flexibility with entertainment perks and monthly movie tickets
These cards are designed for individuals who want unmatched lifestyle, travel, and luxury experiences.
Common Benefits Across IndusInd Credit Cards
Regardless of which IndusInd Bank credit card you choose, some advantages remain consistent:
- Fuel surcharge waivers across stations
- Reward points system on most categories
- Complimentary concierge services
- Travel and insurance benefits
- Contactless payment convenience
Final Thoughts
Choosing the right IndusInd Bank credit card depends entirely on your lifestyle and spending pattern.
- If your priority is daily savings and UPI-based spending, the Platinum RuPay Credit Card is a strong choice.
- If you are a food lover, the EazyDiner card is a clear winner.
- For weekend spenders, the Legend card doubles your rewards.
- Want custom rewards? Pick the Platinum Aura Edge.
- Looking for premium perks without fees? The Tiger card is your best bet.
- For global travel and luxury, premium cards like Avios, Pinnacle, or Nexxt stand out.
With a mix of lifetime-free and premium offerings, IndusInd ensures there is a credit card for every type of customer. By analyzing your spending habits, you can easily find the card that delivers the maximum value.
FAQs – IndusInd Bank Credit Cards
Q1. What is the process to apply for an IndusInd Bank credit card?
Applications can be made online via the official IndusInd Bank website or at a local branch. The process requires filling in basic details, submitting KYC documents, and selecting the preferred card.
Q2. What are the qualifications needed for an IndusInd Bank credit card?
Generally, applicants must be 21 years or older, show proof of stable income, and hold a healthy credit score.
Q3. Which IndusInd Bank credit cards come with zero annual fees?
The Legend Credit Card and the Tiger Credit Card are popular lifetime-free options, providing premium benefits with no annual fee.
Q4. Do IndusInd credit cards offer lounge access?
Yes, many IndusInd Bank credit cards such as the Tiger Credit Card, Avios Visa Infinite, and Pinnacle offer complimentary domestic and international airport lounge access.
Q5. Do IndusInd Bank credit cards support UPI payments?
Yes. The Platinum RuPay Credit Card is UPI-enabled and provides 2 reward points per ₹100 spent via UPI.
Q6. Do IndusInd Bank credit cards offer fuel surcharge waivers?
Yes. Many IndusInd cards provide a 1% fuel surcharge waiver at petrol stations nationwide, within defined transaction limits.
Q7. Which IndusInd credit card is best for dining?
The EazyDiner Credit Card is designed for food lovers. It comes with EazyDiner Prime membership and offers 25–50% discounts at partner restaurants.
Q8. Are there any IndusInd cards suitable for frequent travelers?
Yes. The Avios Visa Infinite, Pinnacle, and Tiger Credit Card are great for frequent travelers as they provide lounge access, travel insurance, and exclusive international spending rewards.